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An instant approval payday loan is an immediate, short-term, urgent cash loan which you are able to take on a temporary basis, in an emergency situation. Unlike standard loans, an instant approval payday loan gets you your approval decision within seconds, and you usually have access to your cash the very next day or in some cases, the following week. In addition, compared to other types of loans, like credit card debt, personal loans, etc, instant approval payday loans are very much easier and less cumbersome to obtain. Unlike credit cards, which can involve a lot of paperwork, or complicated application procedures, instant approval payday loans require very little effort or documentation. In fact, all you need is a simple application, and some personal information such as your social security number.
You will be able to get immediate cash with this type of loan when an unforeseen emergency occurs, or you simply need some extra cash between paydays. As with all short-term loans, the approval process is instantaneous, yet there are a few requirements you must fulfill in order to ensure your quick approval. If you are unemployed or not employed, the cash advance will not be granted. Also, you must be at least 18 years old in order to apply for instant approval.
Instant approval payday loans are almost always given through a checking account. This is because the lender needs to be able to determine that the applicant has the ability to repay the loan in a timely manner. This is usually based on the bank statements showing that you make your payments on time each month. However, if you do not have a checking account, or if your checking account is maxed out, you may still qualify for an instant approval payday loan.
To ensure that you get an instant approval payday loan, you will need to provide the lender with a recent pay stub from your last job. This is important as proof that you have the income to repay the cash advance should your employer close your account. If you have other assets such as stocks and bonds that are holding your checking account current, you may still qualify for an instant approval cash advance. The lending company will also want to see the security of your paycheck stub as well.
Once you have been approved, you will be able to access the cash you need money quick. Because payday loans direct lenders do not require a credit check, you will be able to obtain the funds you need right on the spot. The application process is often completed online and requires some basic information. You will need to provide the lender with your most current address, social security number, recent pay stubs, and a copy of your latest bank statement.
There are many reasons you may need extra cash right away, but if you take advantage of an instant decision payday loans direct lenders, you can get the money you need in order to solve whatever financial emergency you may be experiencing. These short-term loans are quickly providing consumers with the cash they need to make ends meet and may help avoid high charges from traditional financial institutions. Getting an instant decision payday loan online has never been easier.